Totem Banking 2.02

We aim to address the systemic barriers and outdated policies that have excluded Native individuals from mainstream financial services. Totem is committed to fostering financial inclusion and empowering communities.

By aligning with your tribal affiliation, Totem facilitates communal resource growth through shared revenue initiatives with our partner tribes.

Accessible information on tribal benefits and programs is made available through Totem's platform.

Our network is designed to cater to Native communities, offering access to surcharge-free ATMs and cash-loading facilities at local stores. A seamless banking experience is offered both on and off the reservation, with deposit services available at 90,000 Green Dot locations nationwide.

Emphasizing simplicity and security, Totem provides fee-free accounts with no monthly charges or minimum balances. The accounts are FDIC insured, ensuring robust protection for your funds. Enjoy early paycheck access up to two days in advance, along with the convenience of physical and virtual debit cards compatible with mobile wallets.

Transitioning to Totem enables you to effortlessly reroute your direct deposits without cumbersome paperwork, granting expedited access to your earnings.

• Locate surcharge-free ATMs within your community via the Allpoint network.*
• Deposit cash onto your debit card through our partnership with Green Dot.*
• Get early access to your paycheck, potentially up to two days in advance.*

* Terms and conditions apply. Refer to specific partner agreements for detailed information on fees and transaction limits.

1. Withdraw cash without fees at Allpoint ATMs. Additional charges may apply for out-of-network ATM usage.
2. Deposit funds onto your debit card via Green Dot services. A retail service fee may be applicable.
3. Access early payment options, potentially receiving funds ahead of scheduled dates based on payment processing timelines.

Ensure peace of mind by utilizing fee-free accounts backed by FDIC insurance.* Totem Visa Debit Cards are issued by First Pryority Bank under a Visa U.S.A. Inc. license for seamless payments worldwide.